Choose from plans that cover all the benefits of Medicare plus the things you need most like Part D drug coverage.read more
Available to those enrolled in Medicare Part A and B, supplement plans offer more freedom nationwide.read more
Part D Rx Drug Plans
Available in all 50 states and 4 territories, Part D can add drug coverage to Original Medicare or Supplement plans.read more
Quote and Compare
Look at coverage information and directly compare some of the available plans in your area.
Connect with an Independent Broker
Set up a meeting with a licensed broker who can answer your questions and find plans that fit your needs.
Find a plan you love? You may be able to enroll online in certain Medicare plans on our site, and select coverage without leaving the house!
Understand Health Insurance Types
- HMOs and EPOs may limit coverage to providers inside their networks. A network is a list of doctors, hospitals, and other health care providers that provide medical care to members of a specific health plan. If you use a doctor or facility that isn't in the HMO’s network, you may have to pay the full cost of the services provided.
- HMO members usually have a primary care doctor and must get referrals to see specialists. This is generally not true for EPOs.
- These insurance plans give you a choice of getting care within or outside of a provider network. With PPO or POS plans, you may use out-of-network providers and facilities, but you’ll have to pay more than if you use in-network ones. If you have a PPO plan, you can visit any doctor without a referral.
- If you have a POS plan, you can visit any in-network provider without a referral, but you’ll need one to visit a provider out-of-network.
- High Deductible Health Plans typically feature lower premiums and higher deductibles than traditional insurance plans.
- If you have an HDHP, you can use a health savings account or a health reimbursement arrangement to pay for qualified out-of-pocket medical costs. This can lower the amount of federal tax you owe.
- A catastrophic health insurance plan covers essential health benefits but has a very high deductible. This means it provides a kind of "safety net" coverage in case you have an accident or serious illness.
- Catastrophic plans usually do not provide coverage for services like prescription drugs or shots.
- Premiums for catastrophic plans may be lower than traditional health insurance plans, but deductibles are usually much higher.
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